folk watches your money like a sharp friend would. it notices the fee, the forgotten free trial, and the price that quietly went up.

link your bank

link my bank

folk sends a secure page. connect once and folk can see your balances and transactions. it's read-only: folk can't move your money. works with banks in the US, Canada, the UK, and most of Europe.

then just ask:

how much did i spend eating out this month?

when is my credit card due?

what did i buy at target last week?

find forgotten subscriptions

audit my subscriptions

you get every repeating charge with the amount, plus anything that looks doubled, unused, or recently raised.

get your money back

when folk spots a junk fee, a double charge, or a refund that came up short, it writes the email to fix it. you approve it before it's sent, and folk tells you what came back. this is rolling out to more people over time.

no bank linked? forward a receipt or send a screenshot of a statement instead.

keep an eye on spending

tell me if i spend more than $200 on food delivery this month

text me every sunday with how my week went, money-wise

the money weekly recap and savings goal buddy skills do this for you on a schedule.

is it safe?

• read-only. folk can't send, move, or spend your money from your bank.
• nothing gets sent to a company without your ok.
• unlink your bank any time: dashboard → menu → connected apps.